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  Definitions

  • Basement: Any area of the building, including any sunken room or sunken portion of a room, having its floor below ground level on all sides.

  • Date of Construction: The date that the building permit was issued, provided the actual start of construction, repair, reconstruction, or improvement was within 180 days of the permit date.

  • Dwelling: A building designed for use as a residence for no more than 4 families or a single-family unit in building under a condominium form of ownership.

  • Elevated Building: A building that has no basement and that has its lowed elevated floor raised above ground level by foundation walls, shear walls, posts, piers, pilings, or columns. Solid foundation perimeter walls are not an acceptable means of elevating buildings in V and VE zones.

  • Enclosure: That portion of an elevated building below the lowest elevated floor that is either partially or fully shut in by rigid walls.

  • Non-residential: Includes, but is not limited to: small business concerns, churches, schools, farm buildings (including grain bins and silos), pool houses, clubhouses, recreational buildings, mercantile structures, agricultural and industrial structures, warehouses, hotels and motels with normal room rentals for less than 6 mos. duration, and nursing homes.

  • Other Residential: Hotels or motels where the normal occupancy of a guest is 6 months or more; a tourist home or rooming house which has more than 4 roomers. A residential building (excluding hotels and motels with normal room rentals for less than 6 mos. durations) containing more than 4 dwelling units. Incidental occupancies such as office, professional private school, or studio occupancy, are permitted if the total area of such incidental occupancies are limited to less than 25 % of the total floor area within the building.

  • Submit-for-Rate: An application for flood insurance on a building for which no risk rate is published in the Flood Insurance Manual. Insurance coverage can be obtained only after the NFIP has approved the application and has established the risk premium rate.

  • 2-4 Family Residence: A residential building (excluding hotels and motels with normal room rentals for less than 6 mos. duration) containing no more than 4 dwelling units. Incidental occupancies such as office, professional, private school, or studio space are permitted if the total area of such occupancies is limited to less than 25% of the total flood area within the building.

  • Unfinished Area: An enclosed are that is used only for the parking of vehicles, building access, or storage purposes and that does not meet the definition of a finished (habitable) area. Sheetrock (drywall) used for fire protection is permitted in unfinished areas.

  • Variance: A grant of relief by a participating community from the terms of its floodplain management regulations.


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